BusinessCalcs · Salary Hub
Free Salary Calculators for India
CTC to in-hand salary converter, salary hike calculator, EPF corpus projection, and income tax comparison — everything a salaried Indian professional needs in one place.
A ₹12 lakh CTC is nowhere near ₹1 lakh a month in hand — PF, gratuity and tax take their cut first. The upside: that PF quietly compounds into a serious corpus.
Salary Hub
4 toolsIn-Hand Salary
Calculate precise monthly take-home pay from your CTC with Indian Tax Regimes.
Salary Hike & Target
Calculate new salary from hike percentage or reverse calculate hike for a target salary.
EPF Calculator
Forecast your provident fund maturity timeline.
Income Tax Calculator
Old vs new regime comparison with slab-level visibility for FY 2025-26.
Why it matters
Your CTC is the headline — your in-hand is the real number
Between PF, gratuity, professional tax and income tax, a chunk of your CTC never hits your account. The upside is real, though: a steady ₹12,500 a month into EPF can grow past ₹1.9 crore in 30 years at 8.25%. See your true in-hand, plan your next hike, and project that corpus here.
Read & decide
From the guides
Old vs New Tax Regime: How to Compare the Choice Rationally
Use deduction mix, income structure, and cash-flow priorities to decide which regime deserves a closer look.
Read TaxIndian Income Tax Estimation: Slabs, Deductions, TDS, and Regime Choice
Estimate Indian income tax by mapping income, deductions, regime choice, surcharge exposure, and TDS before relying on a final number.
Read TaxWhat is Income Tax? Meaning, Rules, Tax Slabs, Types and Tax Guide FY 2025-26
Learn everything about Income Tax in India from slab rates and deductions to due dates and rules.
Read TaxGST Invoicing Basics: Inclusive vs Exclusive Prices on Bills
Whether you run a restaurant, a freelance practice, or a wholesale business, getting your GST invoice format right determines how much you actually keep. This guide explains inclusive vs exclusive pricing, reverse calculations, and ITC implications.
Read